Dear Debt Managers:

I just wanted to drop a line to you to tell you how happy I have been to be dealing with Gladys with your organization. When I first called to set up the possible consolidation / proposal, I was at a very low point personally and financially. Without any judgement, just kindness and thorough explanation, Gladys told me my options, and when we proceeded, she simply added the extra human touch to make it all bearable to face my financial issues. She is always available for a question via email or phone. I really appreciate Gladys' professionalism and down to earth qualities. I am turning things around now, and am grateful. Thank you.

Sincerely, Robin
Montreal, Quebec

We would like to take this opportunity to thank you and Debt Managers for helping us to finally see the light at the end of a very
long tunnel

Sincerely, Maucelline & Robert

This letter is to say thank you very much for your help. You opened your door to me when everyone else shut theirs. I thought nobody would help me and you did. The information you gave me on creditors was a great help. Once again, thank you. I will never forget what your company has done for me.

Sincerely, Leslie

Many thanks for the great service rendered when I was at the end of my rope.

When cancer struck me, I tried to accommodate all my creditors, but it became impossible. Your company was recommended to me by a friend and that saved my life.

Your great cooperation enabled me to pay off my creditors. I thank you again for your great help in this matter. I would be doubly pleased to recommend your services to anyone in need.

Just a note to thank you both for your time and efforts on resolving the final payment to my creditors. I do appreciate your co-operation and help with my file. Thank you so much!!

Sincerely, Donna

We would like to express our deepest appreciation to you for helping us through this rough period. You are an outstanding and helpful company. Thank you very much.

Sincerely, Karl & Fawn

Thank you very much for your assistance.

Having managed annual budgets of $10,000,000.00 I find my present economic condition very difficult and embarrassing. You instinctively understood my position as well as my needs and handled the situation very well. Further, when a problem became evident you cleared it up quickly.

Again, thank you for the admirable manner in which you handled our situation.

Sincerely, J.R.

This note is to thank you all so very much for your help and support in our struggle to gain control of our lives without credit. It has been a constant uphill battle for the last 10 years and it is such a relief to finally have only ourselves to answer to. We thank our lucky stars everyday that we found your ad in the paper and followed up on it. This year has been an incredible year for us so far and is largely due to all of your efforts.

Please hang in there and know that the job you have is making a tremendous difference in peoples lives.

Thank you, Wes and Tammy

Hi. My name is “K” and I'm very proud to be able to tell you that I'm a graduate of the Debt Managers, “Debt Management" Program. I am also very pleased to say that I am now working on my “financial wellness” program with my personal financial planner with Partners Financial.

I can honestly tell you that my state of mind today is much better than the day I first went to see a counsellor at Debt Managers. They have definitely helped me to turn my life around and gave me a new positive outlook on life, in general and more particularly; I now have a plan in place to develop a www financial future for my children and me.

When I met with the counsellor in the Abbotsford office, I was truly at the end of my rope. I was 24 years old and my wife had just left me with two young children to look after and provide for. Collectors were calling me every day because I had fallen behind on my payments. Things looked pretty bleak, to say the least. Just when I thought it was a totally hopeless situation, and that Bankruptcy was my only choice, someone told me about Debt Managers. They said that they had seen an ad in the paper saying that they were my “first choice for a second chance”. I certainly didn't want to go bankrupt. I owed the debt and I wanted to pay it, but since I was so far behind in my payments, the creditors wanted all their money at once.

I finally got a job in January of that year and I knew that I could pay something to all my creditors every month, but not as much as they wanted me to pay. So I was very relieved when I met the counsellor and he assured me that Debt Managers could help me and work something out with my creditors that I could afford. And sure enough, that's exactly what they did for me. Soon the collectors stopped calling me as I kept on making my monthly payments faithfully until finally, only two years later in April 1999, I was totally debt free. Everything I had owed was paid in full and I felt great!

In closing, I'd just like to say that Debt Managers and Partners have done everything they promised to do for me, and then some. I will always be grateful for their guidance and help to change the direction of my life and get me back on my feet again when no one else could or would. They helped me to get control of my life again. And right from the beginning, they always gave me hope for a better future, and now it's starting to become a reality for me.

"K"

I would like to take this opportunity to let you know that I am a client and I have been in contact with Gladys Lowell. This lady is absolutely amazing at representing your company. For months prior to having contact with her, I was a mess and worried out my financial situation. From the get go, she turned my fears and anxieties to a more calm and relaxed feeling. Gladys took me through your directives and policies and she knew I didn’t understand a lot of what was going on but she took the time to explain it simpler to me without making me feel like a total idiot. Gladys told me to call anytime if I can questions. From time to time questions did arise and that ill feeling came back because of my lack of understanding and again she brought me back down to earth and explained things over again. I have dealt with the public my whole life and I have never spoken to anyone that has been more professional, understanding, and capable of making what appeared to me as a crisis, into another stepping stone through the long walk of life. She has made my life a lot more comfortable and Gladys should be commended for her skills. Gladys is a people person and she is the best Customer Representative I have ever spoken to. Thank you very much.

Ted Anderson
Toronto, Ontario

I can’t thank you enough for helping me and allowing me to see my goals are closer than I ever thought they would be. 

Lori, Nova Scotia

Hi Jennifer,
Thank you very much for all of your help in getting me started with this new and empowering phase in my journey towards financial freedom. It has been a pleasure working with you. I just thought that I would let you know that your kindness and understanding manner made my cry for help a lot more comfortable than I thought it would be.

Thanks!

Leanne

Thank you for your support and patience. I know dealing with me was not an easy task, because I was not consistent or dependable, for that I am sorry.

Your professional handling of my situation was very much appreciated. You have never disrespect me in anyway during the time you dealt with me and for that.... I Thank you.

I do want you to know that I did try to make it work. The situation I am in now is so overwhelming It's scary.
Even though this situation turned out this way it did, It's important to me that you understand that it was not for nothing. My overall experience with you was very positive and uplifting. I do hope that non of my friends end up like my situation, but if they do I would gladly recommend your company as the one to go to because of your professionalism.

Again thank you very much for the support - Please believe me when I say I really wanted this to work.

Ian Goodridge

We would like to express our appreciation and gratitude to all the staff at Debt Managers that helped us with our counselling and our special problem with one of our accounts. We could not have solved this problem alone and your encouragement and advice has taken a great deal of stress out of our lives.

It's great to know that you all genuinely cares your clients and we would certainly recommend to all our friends who need help in financial counselling to seek out the wonderful people at Debt Managers.

Your people are helpful, courteous, and professional and should be commended for their great work. Thank you all ever so much for helping us through this period in our lives.

Yours truly, "Di"

Ours is a good story, it never started out good, but who in financial difficulty could say that it ever is? After the lay-off at an excellent job and the continued spending of the life we were accustomed to, we found ourselves in deep financial difficulty. We were terrified to answer the phone knowing the majority of the time it would be a creditor. We were in so much trouble. Then our new Yellow Pages was delivered, as I threw the book down the pages flipped open to the Debt Managers ad, we took it as a sign to make that phone call. We did and the experience has been remarkable.

Debt Managers has been instrumental in the recovery we have made over the last few years. The staff was kind, understanding, and never made us feel like failures. Our account rep. has been incredible, we have called him so many times for the silliest of questions and he has always answered our questions completely and honestly. We are so impressed by the treatment we received as Debt Managers clients that we have recommended the program to people we know experiencing the same difficulties as us and believe us when we say we have never heard one negative remark come back to us.

We started with Debt Managers nearly four years ago with a huge ridiculous debt, we worked out an affordable, simple, repayment schedule, and worked with our creditors to have the interest amounts reduced. Today we are into our last four payments, planning our wedding which we have put off for nearly nine years, have contributed to RRSP's and have a positive financial future being set in place.

We hope we never have to walk this path again, but if we did, we wouldn't wait so long to get help and definitely wouldn't have to look any further than Debt Managers for help. They have been an incredibly positive experience for us, that is the best recommendation we could
ever offer.

Sincerely, Robert & Shawna

With sincere appreciation and warmest thanks to you. For everything you did for me. It's people like you who make a difference in this world.

Sincerely, Helen

As per our conversation last week, I am forwarding a money order that will bring my Visa to a zero balance.

I am most grateful to have been a client of Debt Managers. The service your company has provided me is not comparable to any other!! Can you believe it; you will have enabled me to pay off $3,428.00 in 10 months. I am so pleased.

I would like to take this moment to thank all the staff of Debt Managers for making this miracle possible.

My deepest appreciation to all of you!

Sincerely, Susan