Our Learning Center offers resources to help you better manage your debt and control your finances.

From quick tips and informative articles, to links and interactive tools, this is your best bookmark for personal financial management.

How will a Debt Management Program affect your Credit Rating?

When you first come onto the Debt Management Program, some creditors will leave your credit rating exactly where it was before you came onto the program; an R1, R2, R3, R4, R5. R1 through R5 is the number of months you are behind. Others will change your rating to an R9, and some may change it to an R7. Find out more, here...

DEBTMANAGERS Podcasts

• Coming soon

Helpful Downloads

Below are some articles and tips available in PDF format that can be downloaded to help you get a better picture as to where you may be with managing your debt

• Ten signs you are headed for debt trouble
• Know Your Rights - The Harmonized List of Prohibited Credit Practices

Til Debt Do Us Part

Canada's Life Network carries a dynamic show on debt. Entitled "Til Debt Do Us Part" and hosted by the irreverent Gail Vaz-Oxlade, the show examines debt problems many couples face, how those problems affect their life together, and how to meet the challenges involved in managing debt. Informative and entertaining. Check here for program listing and details.

DEBTMANAGERS Tools

Just how much do your credit cards cost you? How and when will you pay them off? Find out this as well as other helpful tools in our Debt Manager Tools section.

DEBTMANAGERS Articles

Debt Managers also offers even more information in the Helpful Articles section of the website.